Our best ever Representative 3.9% APR  for loans of £7,500 to £14,950. Don't miss out.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing NatWest current account customers for a limited time only.

Looking for a loan between £25,000 and £35,000?

You could borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch, call us or request a call back.

Personalised loan quote

Find out if you are likely to be accepted for a loan

No impact on your credit rating


Find out how much you may be able to borrow

 View your personalised interest rate and monthly repayments

If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision.

Find out if you could get a loan

Mobile App customers

Applying for a loan

Great news - applying for a personal loan has never been easier. You can now apply on the move with our Mobile Banking App.

Once signed in, simply select 'More' followed by 'Our Products' to find out more and apply. 

What other ways can I apply?

App available on most smartphones to NatWest customers with Online Banking and a UK mobile number.

Personal Loans

Here's why a NatWest loan might be right for you.

Borrow between £1,000 and £25,000

£1,000 - £14,950 repay over 1 to 5 years, £15,000 -£25,000 over up to 7 years. Home improvement loans over £2,500 repay over up to 10 years.

Funds next working day

If you use online banking, apply before 5.55pm Mon-Thur & have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer. 

Apply online and get a decision in minutes

Bank with us online? We can pre-fill your application, saving you time.


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Not sure which type of borrowing is right for you?

If you need to borrow money and you are not sure which product might be right for you, use our helpful tool to compare the features of different types of lending.

Compare my borrowing options

Want to talk to us before you apply?

We understand that applying for a personal loan can be an important decision and we're here to help you make the right choice.

You can apply online today to get a decision in minutes however, if you'd prefer to speak to someone before applying, one of our customer service agents can call you back at a time that suits you.

Request a call back

Personal loans

Ready to apply?

Apply now Request a call back
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