Personal loans | Apply online | NatWest

Our best ever Representative 3.9% APR  for loans of £7,500 to £25,000.

Other amounts available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR. Over 18s and existing NatWest current account customers only.

Looking for a loan between £25,000 and £35,000?

You could borrow between £1,000 and £25,000 online, however, if you are looking for a larger loan, please visit us in branch, call us or request a call back.

Personalised loan quote Find out if you are likely to be accepted for a loan

No impact on your credit rating


Find out how much you may be able to borrow

 View your personalised interest rate and monthly repayments

If you choose to apply additional checks (including a full credit check) may be carried out and this may affect our decision.

Find out if you could get a loan
Personal Loans Here's why a NatWest loan might be right for you

Borrow between £1k and £25k

£1,000 - £14,950 repay over 1 to 5 years, £15,000 -£25,000 over up to 7 years. Home improvement loans over £2,500 repay over up to 10 years.

Online decision in minutes

Bank with us online? We can pre-fill your application, saving you time.

Funds next working day

If you use online banking, apply before 5.55pm Mon-Thur and have your loan unconditionally accepted. Sometimes we'll need to contact you for more information so it takes a little longer.

Add your signposting title here… Not sure which type of borrowing is right for you?

If you need to borrow money and you are not sure which product might be right for you, use our helpful tool to compare the features of different types of lending.

Compare my borrowing options

Want to talk to us before you apply?

We understand that applying for a personal loan can be an important decision and we're here to help you make the right choice.

You can apply online today to get a decision in minutes however, if you'd prefer to speak to someone before applying, one of our customer service agents can call you back at a time that suits you.

Request a call back
Personal loans Ready to apply?
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