Remortgaging is a good time to review your mortgage term or the amount that you're borrowing, so that it still fits your personal circumstances. It could also be a good opportunity to review your finances overall, using our budget calculator. Here are some points you might choose to think about:
- What type of mortgage are you currently on? Are you on a Standard Variable Rate (SVR) or a Fixed Rate, read our Mortgage Range where you can check which types are available, and explore what's on offer.
- How long is left when you roll off your mortgage deal onto a Standard Variable Rate (SVR), and how much it will cost you per month?
- Are there any Early Repayment Charges (ERC’s) on your current deal?