Dealing With Money Problems | NatWest

Tools to help you budget

Manage your money with our budgeting, saving, debt and overdraft calculator tools. See what you're spending on and how you could make your money go further.

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Add your signposting title here… Financial Health Check

Planning for tomorrow starts today. Whether you have something specific in mind like trying to save money on your utility bills or simply want the peace of mind that your finances are in good shape a Financial Health Check could help.

In a Financial Health Check review, we will:

  • Consider all areas of your finances to help you make informed decisions about what you feel is right
  • Try and save or make you money where possible 
  • Look to ensure your finances are organised in the most efficient and effective way to save you time and provide maximum convenience
  • Refer you to other specialist team members if it turns out you either need or want more specialist help
Book a review at your nearest branch
Useful links

Free tailored advice and practical solutions
StepChange Debt Charity

Free confidential advice
National Debtline

Free impartial advice on managing your money
Money Advice Service

General independent and free advice
Citizens Advice

Free housing advice

Struggling financially? We're here to help.
We're here to help
Get in touch
Add your signposting title here… Get in touch

If you need to get in touch about your:

Bank Account or Loan (Mon-Fri 9am-5pm, Sat 9am-2pm, Bank Holidays 9am-3pm)

Landline: 0800 161 5921

Local rate number: 0345 301 5449

Minicom: 0800 917 0527


Credit Card (Mon-Fri 8am-8pm, Sat 8am-1pm)

Landline: 0800 161 5905 

Minicom:0800 917 0526


Mortgage (Mon-Fri 8am-8pm, Sat 9am-5pm)

Landline: 0800 161 5957

Mincom:0370 154 1192


When you call us we will take the time to understand your situation. We will talk through your income (including any benefits you receive) and your expenditure (including all of your bills and outgoings). We will then talk to you about the options available to help you. 

Before you call us, we recommend that you have the following to hand so that you have the most effective experience:

  • Your monthly income (including any benefits, overtime, bonuses)
  • Your monthly household spending
  • The amount you owe
  • The number of organisations you owe money to

If you don't bank with NatWest, call your own provider as soon as you can.

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