Planning a baby – Cost of having a baby | NatWest

Planning a baby?

Useful tools and tips to help with planning for a baby

Work out the cost of raising a child Start saving for your baby
Starting a family?

Raising a child is exciting but can be expensive. A bit of planning ahead will help you manage your money both before and after your baby arrives.

Having a baby

Add your signposting title here… Meet our mums

Laura, a soloist with the Royal Ballet, is about to be a first-time mum with plenty of questions about having a baby. To find out more about the cost of having a baby and planning your finances, she sits down with mum-of-one and expert blogger Sarah to find out some of the ways you can start budgeting for a baby.

Watch Laura discuss how her life has changed since discovering she’s expecting a baby and pick up some useful tips from Sarah on planning for a baby.

Find out what the experts say

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Mobile Banking app

Whether you are in a rush or just want to make the most of your downtime, our mobile app lets you stay in touch with your finances at a time that suits you. Plus, beyond checking your balance, it's packed full of features to let you do your day to day banking:

Pay your bills and friends

Set up and manage standing orders

Manage and cancel Direct Debits

Log in using your fingerprint

Learn more about the app

Thinking about the future?

Top tips from new parents

Tools to help you plan for having a baby

Budget Calculator

Use our calculator to budget for all those baby essentials.

Cost of raising a child calculator

See how much it costs to bring up a child.

Compare my Borrowing Options

Compare the different borrowing options that could help you.

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Our Reward bank accounts

Earn 2% in Rewards on seven types of household bills paid by Direct Debit.

Account fee from £2 a month. You must be 18 or over and a UK resident.

Helping you plan

There are many things you need to think about when you're planning for the future.

We've got all the tips and tools you'll need, no matter what stage you're at.

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