First Time Buyer Guide | NatWest


Your first home

Everything you need to help you get a foot on the ladder

Looking for an Agreement in Principle?

Your home may be repossessed if you do not keep up repayments on your mortgage

NatWest mortgages are available for over 18s.

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Add your signposting title here… Searching for your first home?

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We offer someone a mortgage every 60 seconds
Based on mortgage offers made between March 2015 and March 2016, 9-5 over a 5 day working week.


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What can you afford?

Mortgage Agreement in Principle

An indication of whether we could lend you the amount you need to borrow.

Mortgage calculator - our mortgage rates

See our rates and work out what your mortgage might cost each month

Savings Goal Tool

Use your NatWest savings account to start a savings goal towards your deposit


Help to Buy:ISA

Saving a desposit to buy your first home can be a challenge, but now there's a way you can get a helping hand.

With our new Help to Buy: ISA, when you purchase your first home the UK Government will pay you a bonus of 25% of your closing savings balance e.g. £50 for every £200. So you could get up to £3,000 towards your first home.

Find out more about our Help to Buy:ISA
Add your signposting title here… Helping you plan

NatWest's Millennials Home Buying Survey

Home owning could be Rewarding

Moving from Renting to Buying

Add your signposting title here… How to get your foot on the ladder

Our Moving Tales are a collection of real stories from real people who have got a mortgage and bought a home of their own. First-time buyer Alice explains why she decided to get on the property ladder and stop renting.

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Add your signposting title here… On-going tips and support from NatWest Money Clip

Our new video series, Money Clip, brings you financial news, tips and advice every week on our YouTube channel to help you get your head around family finances. 


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