Your first home

Everything you need to help you get a foot on the ladder

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Our new HomeMove app: Helping you buying your first home

We know that becoming a home owner for the first time can be both exciting and daunting. That's why we've created HomeMove; an app designed to help you through the process of buying your first home. It contains all of the support you need in one place, and it's free.

Sign up now

What can you afford?

How much can I borrow?

Estimate how much we might be able to lend you

Mortgage calculator - our mortgage rates

See our rates and work out what your mortgage might cost each month

Savings Goal Tool

Use your NatWest savings account to start a savings goal towards your deposit


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Help to Buy:ISA

Saving a desposit to buy your first home can be a challenge, but now there's a way you can get a helping hand.

With our new Help to Buy: ISA, when you purchase your first home the UK Government will pay you a bonus of 25% of your closing savings balance e.g. £50 for every £200. So you could get up to £3,000 towards your first home.

Find out more about our Help to Buy:ISA

Did you know that 69% of Millennials believe they will have saved enough money for a deposit in the next 5 years?


The results of NatWest's Millennials Home Buying Survey reveals how young people view the current UK housing market in 2015, discusses the challenges that first time buyers face and the idea of generation rent.

Discover the highlights of this survey along with more detailed information according to region, gender, age, current living situation and stage in the house buying process.

Find out more highlights of the Millennials Survey

Moving from Renting to Buying

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How to get your foot on the ladder

Our Moving Tales are a collection of real stories from real people who have got a mortgage and bought a home of their own. First-time buyer Alice explains why she decided to get on the property ladder and stop renting.

Got a first time buyer tip to share?

Do you have any tips for first time buyers? We've gathered a few of ours, why don't you share yours in our new community forum?

Share your first time buyer tips



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