NatWest Invest - Stocks & Shares ISAs | NatWest Investments and Savings

Natwest Invest - helping you reach your life goals
NatWest Invest

Get 1% cashback on investments
up to £25,000 that you make between
23 October 2017 and 5 April 2018.


Subject to Terms

Explore NatWest Invest


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• Your NatWest Online Banking customer number (Not yet registered?)


• Your NatWest Online Banking password

 

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The value of investments can go down as well as up, so you could get back less than you invest.

What is NatWest Invest?

NatWest Invest is all about making investing easy - invest online in minutes.
 

 Five ready made investment funds ranging from low to high risk. 

Discover the fund that best matches your attitude to risk and investment goals.

 UK tax free returns.

Invest using a stocks and shares ISA.

 Start small.

Get going with a lump sum or build up gradually with monthly amounts.

 Clear charges.

See what you'll pay in pounds and pence.

 Complete flexibility.

Start or stop monthly investments, add a lump sum, or withdraw some or all of your money without charge, anytime.

 24/7 online access.

Manage and keep track of how your investment is doing.

 

Tax reliefs referred to are those applying under current legislation, which may change.  The availability and value of any tax  reliefs will depend on your individual circumstances.

NatWest Invest Automated Advice

Please note transferring in existing ISAs is currently not available via the Automated Advice service.

Invest your way

If you are comfortable making your own choices and just want to get going, then you can start investing now.

We will give you all the information you need so you can decide yourself how you'd like to invest.

Invest your way from as little as £50. 

 

 

 

NatWest Invest - self select sliders

NatWest Invest - self select sliders

Invest with advice

If you are not sure what's best for you, we can help with our fully automated advice service.

We'll advise you:

  • If you should invest, and if so, how much is right for you
  • Which fund best meets your needs
  • How to make use of your ISA allowance
Invest with advice from as little as £500, or £50 per month.
 
 
NatWest Invest with Advice laptop

NatWest Invest with Advice laptop

Charges

The 'Fund Ongoing Charge'. This covers the cost of managing your investment. The maximum you will pay is 0.6% of the value of your investment each year.

The 'Platform Fee'. This covers the cost of administration and online access to your NatWest Invest account. The maximum you will pay is 0.35% of the value of your investment each year.
 

Withdrawing your money at any time is free of charges and we don't charge you anything up front when you invest. We'll tell you what your charges are in pounds and pence, before you invest.


If you decide to use our advice service:

  • There's no charge for the advice service, unless you invest with us.
  • If you choose to make an investment, there's a £10 charge for our advice.

Using NatWest Invest

 

To start with NatWest Invest you need to be:

  • aged between 18 and 84
  • permanently living in the UK
  • registered with Online Banking (Not yet registered?)
Explore NatWest Invest


That’s great!

 

To ensure we can give you the best experience possible as you explore further we’ll now ask you to login to NatWest Invest.

 

You just need your Online Banking login details:


• Your NatWest Online Banking customer number (Not yet registered?)


• Your NatWest Online Banking password

 

Continue to login

Frequently Asked Questions

Can I transfer my existing ISA to NatWest Invest?

Yes.
You can choose to transfer any existing ISAs you have to NatWest Invest.

If you need advice deciding whether you should transfer, we're sorry but we can't help - our automated advice service only offers advice on investing your spare income and savings.

How do stocks and shares ISAs work?

NatWest Invest offers a stocks and shares ISA.  What sets a stocks and shares ISA apart from other investment accounts is that any growth in the value of your investment is tax-free and you don't have to declare ISAs on your tax return.  Because of their tax benefits, ISAs can help your investment grow faster over time.

Can you tell me more about the Cashback Offer?

 

You'll get a 1% cashback on investments up to £25,000 you make between 23rd October 2017 and 5th April 2018.  You'll get this 1% cashback paid into your nominated account in July 2018.

 

Transfer an existing ISA to us during the offer period and we may refund charges you incur from your existing ISA manager, please check our Cashback Offer & ISA Transfer Offer Terms and the ISA transfer refund table below. 

 

This offer is subject to the below Terms.  We recommend you save or print a copy now.  Please note, this document will remain on our site for you to save or print until 31st December 2018.

Is there anything I should consider before investing?

Before investing you should consider:


Setting aside enough money in accessible savings to cover any emergencies - an amount of around 4 times your essential monthly expenditure is typically about right.


If your existing insurance and pension arrangements are sufficient for your needs.


Paying off any high interest debts that your money would be better used to repay.


If you can afford to leave your investment untouched for at least 5 years - there's no minimum term you need to hold your investment for, but you should only invest if you can afford to leave the money you invest untouched for at least 5 years.


If you can afford to lose money - the value of investments can go down as well as up, unlike deposits in savings account, for example. This means you could get back less than your original investment.

Who looks after my money?

Coutts & Co do the investment management.


Made up of more than 60 investment specialists, the team at Coutts includes economists and investment analysts with years of experience managing money.

 

The five funds are provided by RBS Asset Management (Dublin) Limited.

Explore NatWest Invest


That’s great!

 

To ensure we can give you the best experience possible as you explore further we’ll now ask you to login to NatWest Invest.

 

You just need your Online Banking login details:


• Your NatWest Online Banking customer number (Not yet registered?)


• Your NatWest Online Banking password

 

Continue to login

Login to your account
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