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Life Insurance

Protect the 'valuables' in your life

Get in touch

Life Insurance

Get in touch

Call 0800 068 2161
Minicom 0800 404 6161


Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded.

Find your nearest branch
Provided by Aviva Life & Pensions UK Limited

    

Cover your family and mortgage

Life cover is provided by Aviva Life & Pensions UK Limited. It pays a guaranteed cash lump sum if you die during the term of the policy. This could provide financial support for your family or help repay a mortgage or loan. Cover is available to UK residents aged 18-89.


New Baby
  

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Sarah, 24 and James, 26 have just had a baby

Between them, they earn £32,000 a year and spend about £1,900 a month on living costs such as housing, bills, socialising and providing for their baby.They know how important it is to provide for their new arrival, especially should the unexpected happen to either of them.

As non-smokers, for a sum assured of £100,000 over 30 years, a joint Level Life insurance plan would cost £13 a month.

To add Critical Illness to their plan of the same sum assured would cost an extra £37 a month.Critical illness cover is an optional extra and is designed to pay a guaranteed cash lump sum if you suffer from specified illnesses, such as certain cancers, a heart attack or a stroke.

Premium examples correct as at 22/07/2014. These products have no cash-in value at anytime.

 

  
Family cover


Level term cover
provides financial protection if a family loses an income due to death. The amount of cover remains the same throughout the term of the plan and can also be used to cover borrowing.
  


Mortgage cover


Decreasing term cover
is designed to cover the money owed on a mortgage or loan. The amount of cover reduces over the term of the plan in line with what is owed. If you've got a joint mortgage, why not take out joint life cover?

 
 
  

You work hard to take care of your family. What would happen if you weren't around?

    

Extend your cover


Cover if you're ill or injured


Waiver of premium
means policy premiums may continue to be paid for you if you can't work because you're ill or injured

Keep your policy in line with inflation


Indexation
is designated to help keep the policy sum insured at pace with the cost of living (only available on Level term cover)


Critical illness cover


Guaranteed cash
- the policy will pay out if you are diagnosed with any of the specified illnesses that meet the policy definitions during the term

Freedom - use the money how you like

Comprehensive - you are covered for over 45 major illnesses/conditions. This includes certain cancers, heart attack and stroke - together these account for more than 84% of claims

1-40 years - choose the length of your cover, but the cover has to stop before you reach age 76

           
A couple
     

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John, 44 and Debbie, 40 live together as partners

Together they earn £63,000. They spend about £800 a month on their mortgage and about £1,200 on other expenses – they like to take regular holidays.

They both want the security of knowing that each other could carry on enjoying their current lifestyle, if one of them died or became critically ill.

As non-smokers, for a sum assured of £100,000 over 15 years, a joint Level Term Life insurance plan would cost £26 a month.

To add Critical Illness to this plan of the same sum assured would cost an extra £99 a month.Critical illness cover is an optional extra and is designed to pay a guaranteed cash lump sum if you suffer from specified illnesses, such as certain cancers, a heart attack or a stroke.

Premium examples correct as at 22/07/2014. These products have no cash-in value at anytime.

dad-and-daughter-smiling-head-to-head

 

A protection policy taken out today could make a real difference in the future

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Single parent family

David is 37 and lives with his daughter

He earns £29,000 a year and spends £550 a month on rent and another £700 on other outgoings including child care, food and clothes.

He wants to make sure his daughter will be financially secure and able to live comfortably if he dies or becomes too ill to work due to a critical illness.

As a non-smoker, for a sum assured of £150,000 over 20 years, a Level Life insurance plan would cost £16 per month.

To add Critical Illness to this plan of the same sum assured would cost an extra £56 a month.Critical illness cover is an optional extra and is designed to pay a guaranteed cash lump sum if you suffer from specified illnesses, such as certain cancers, a heart attack or a stroke.

Premium examples correct as at 22/07/2014. These products have no cash-in value at anytime.

 

Important information


Your life cover will stop if you stop paying the premiums. The plan has no cash in value at any time. From time-to-time it's wise to review the cover you have in place as inflation could erode what your life cover will be worth in the future.
 

Income Protection Insurance

Please note we no longer offer Income protection insurance for new customers. Exising customers can still find out more information on our Income Protection page or by calling the numbers at the top of this page. 

Helpful banking

Protecting your money

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home, pet and life insurance and 100% on motor insurance, with no upper limit. 

Further information is available here or visit www.fscs.org.uk.

Life Insurance

Give yourself and your family piece of mind

Get covered now

Life Insurance

Get in touch

Call 0800 068 2161
Minicom 0800 404 6161


Mon to Thu 8am - 8pm
Fri 8am - 6pm
Sat 9am - 5pm
(excl. public holidays).

Calls may be recorded.

Find your nearest branch
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