Home Insurance, House Insurance Quotes - NatWest

Home Insurance

Fix your home insurance price for three years

Get a home insurance quote

Get a quote

Standard and Elite Insurance

 
  • Either up to £50k (Standard) or £100k (Elite) contents cover
  • We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
  • Contents replaced without reductions for wear and tear
  • 10% extra cover at Christmas at no extra cost
Get a quote

If your property is in Northern Ireland
please call 0800 051 5450
(Minicom 0800 051 3030)
 

Looking for lighter cover?

Essentials Contents Insurance

 
  • Up to £14,000 cover
  • For students or those living in shared accommodation
  • Loaned college material covered up to £500 if lost or stolen (books up to £200)
  • Top up option to protect laptops, mobile phones, bicycles and mp3s
Find out more

   

Important documents to read and save/print before applying:
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Retrieve a quote
Fixed price ends if we make a claim payment. Price may change if you amend your policy or Insurance Premium Tax changes.

Underwritten by U K Insurance Limited
With three years fixed price, you can sit back

When you take out a policy with us, we’ll fix the price for the next two renewals, so you’ll know exactly what you’ll be paying. 

No change to your premium for 3 years

Comprehensive 5* Defaqto rated cover with Standard and Elite policies (underwritten by U K Insurance Limited)

24/7, 365 days a year emergency helpline

Subject to eligibility and credit agreement. Over 18s only. Representative 0.0% APR

Get a home insurance quote

Get a quote

Standard and Elite Insurance

 
  • Either up to £50k (Standard) or £100k (Elite) contents cover
  • We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
  • Contents replaced without reductions for wear and tear
  • 10% extra cover at Christmas at no extra cost
Get a quote

If your property is in Northern Ireland
please call 0800 051 5450
(Minicom 0800 051 3030)
 

Looking for lighter cover?

Essentials Contents Insurance

 
  • Up to £14,000 cover
  • For students or those living in shared accommodation
  • Loaned college material covered up to £500 if lost or stolen (books up to £200)
  • Top up option to protect laptops, mobile phones, bicycles and mp3s
Find out more

   

Important documents to read and save/print before applying:
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Any questions about fixing your home insurance price?
An excellent product with a comprehensive range of features and benefits

How our fixed price policy works

The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Quotes are valid for 90 days. Underwriting criteria apply. Underwritten by U K Insurance Limited. 

Compare our home insurance cover options

Essentials Contents Insurance

Contents insurance designed for students and tenants

Get a quote
Would you like a quote for… Essentials Contents insurance?
 Home entertainment up to £1,500 including TVs, audio equipment and Desktop PCs
 
 Library books covered up to £200 if lost or stolen
 
 Easy sign up – we’ll create a policy for you even if you don't know your university address
 
 
Do you live in sole occupancy unfurnished accommodation?
Essentials Insurance is not suitable if you are living in sole occupancy unfurnished accommodation, unless you live in student halls of residence. If you live in this kind of accommodation please consider our Standard or Elite Home insurance.
 
 
Get a quote

        

If your property is in Northern Ireland
please call 0345 301 5719
(Minicom 0800 404 6161)

Important documents to read and save/print before applying:
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Standard Home Insurance

Our most popular product, offering flexibility to adjust to your needs 

Get a quote

Get a quote

Standard and Elite Insurance

 
  • Either up to £50k (Standard) or £100k (Elite) contents cover
  • We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
  • Contents replaced without reductions for wear and tear
  • 10% extra cover at Christmas at no extra cost
Get a quote

If your property is in Northern Ireland
please call 0800 051 5450
(Minicom 0800 051 3030)
 

Looking for lighter cover?

Essentials Contents Insurance

 
  • Up to £14,000 cover
  • For students or those living in shared accommodation
  • Loaned college material covered up to £500 if lost or stolen (books up to £200)
  • Top up option to protect laptops, mobile phones, bicycles and mp3s
Find out more

   

Important documents to read and save/print before applying:
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Elite Home Insurance

All the benefits of Standard, with higher levels of cover 

Get a quote

Get a quote

Standard and Elite Insurance

 
  • Either up to £50k (Standard) or £100k (Elite) contents cover
  • We'll replace all downloaded data that's been lost or damaged (£1,000 Standard or £3,000 Elite) due to an insurable event
  • Contents replaced without reductions for wear and tear
  • 10% extra cover at Christmas at no extra cost
Get a quote

If your property is in Northern Ireland
please call 0800 051 5450
(Minicom 0800 051 3030)
 

Looking for lighter cover?

Essentials Contents Insurance

 
  • Up to £14,000 cover
  • For students or those living in shared accommodation
  • Loaned college material covered up to £500 if lost or stolen (books up to £200)
  • Top up option to protect laptops, mobile phones, bicycles and mp3s
Find out more

   

Important documents to read and save/print before applying:
How we use your informationLegal information and our Key facts (PDF)

How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period. Underwriting criteria apply.

Quotes are valid for 90 days.

Underwritten by U K Insurance Limited.

Buildings Insurance

N/A

Blanket cover up to £1 million

Unlimited cover

Contents Insurance

up to £14,000 cover

£50,000 cover

£100,000 cover

New for old replacement

Included

Included

Included

Plus matching items as standard

Alternative accomodation cover (whilst insured repairs are carried out if your home is unfit to live in)

20% of contents sum insured

Up to £25,000 with Buildings cover.

Up to £15,000 with Contents cover

Up to £50,000 with Buildings cover.

Up to £30,000 with Contents cover.

Interest-free monthly payments

Included

Credit facilities - over 18s only. (Representative 0.0% APR) Subject to eligibility and credit agreement.

Included

Credit facilities - over 18s only. (Representative 0.0% APR) Subject to eligibility and credit agreement.

Included

Credit facilities - over 18s only. (Representative 0.0% APR) Subject to eligibility and credit agreement.

Accidental damage to home entertainment equipment, including TVs (Content cover required)

Not included

Included

Included

Family legal protection

Optional:

(up to £50,000)

Optional:

(up to £100,000)

Included

 (up to £100,000)

Personal possessions taken outside your home e.g. cameras, jewellery and bicycles

Not included

Optional:

Single item limit £2,000 (except bicycles)

Included

Single item limit £4,000 (except bicycles)

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