Opening a NatWest current account - What do you need? | NatWest current accounts

Opening a current account

What do I need to open a current account?

NatWest current accounts Applying for a current account online?

  

Opening a NatWest current account Prefer to use one of our branches?

You can still visit any one of our branches to open an account.  Simply contact your preferred branch to make an appointment that suits you. 

Remember to take with you proof of your identity and proof of address.  Without these documents we wont be able to process your application. 

Please see below for the documentation we can accept.

Find your local branch
Opening a new NatWest account Proof of identity

Passport

We can accept:

  • UK passports
  • EU passports
  • Foreign passports with UK visa
    (Where required)

Driving licence

We can accept:

  • Full or provisional UK drivers licence
  • EU drivers licence
  • Can be used as proof of identity or proof of address, but not for both.

EU national ID card

Must meet the following criteria:

  • Includes a photograph
  • Clearly states Country of issue
  • Be valid & in date
Other documents we can accept as proof of identity
Opening a new NatWest account Proof of address

Along with proving your identity, we need some documentation to prove your current UK address. You can do this by providing us with a utility bill, bank or credit card statement, council tax statement plus many others.

You can also use a full or provisional UK driving licence and an EU driving licence if you have used another document to prove your identity.

Utility bill
 

Must meet the following criteria:

  • Be the original, sent to your home address OR
  • A pdf/ e-bill/ e-statement (only in certain circumstances - click here for more details)
  • Less than 6 months old
  • Match the exact name on the application
  • Match the exact name on proof of identity

We can't accept:

  • Mobile phone bills
  • TV licences
  • Bills sent to another address
  • PDF / Online bills

 

 

 

Mortgage Statement/Solicitor Mortgage Correspondence
 

Must meet the following criteria:

  • Be the original statement OR
  • A pdf/ e-bill/ e-statement (only in certain circumstances - click here for more details)
  • Less than 12 months old
  • Match the exact name and address on the application
  • Match the exact address on the proof of identity provided

Bank, Building Society or credit card statement

Must meet the following criteria:

  • Be the original, sent to your home address OR
  • A pdf/ e-bill/ e-statement (only in certain circumstances - click here for more details)
  • Less than 6 months old
  • Match the exact name on the application
  • Match the exact name on proof of identity provided

We also accept Post Office statements & RBS Group provided PDF Online Statements.

We can't accept:

  • Store card statements
  • Print out statements that aren't provided by the RBS Group
  • Statements regarding investments
Other documents we accept as proof of address
Opening a NatWest current account Other documents you may need to use

Students

Proof of ID for students Proof of address for students

We also require proof of student status for students.

You can read what we accept for this here (underneath 'Proof of address for students')

Other useful information

What else will I need to apply?
NatWest current accounts Other information we may need

To complete your application online or in branch, you’ll need to provide:

  • Your income details, including benefits, pension and investments information
  • Your full address details for the past 3 years
Switching to NatWest?

If you want to switch your existing account to this new account, you’ll need your current bank and debit card details
 
 

Important information if you're considering opening an account in Scotland.

Add your signposting title here… How can I open an account?


If you apply online, we try to open your account straight away, so try and have your passport or driving licence to hand, along with your credit or debit card.

Sometimes we can't always open accounts straight away and require more information.

If this happens, we'll send you a pack that explains more & includes a pre-paid envelope you can use to put us proof of identity and address that we accept.
 

Compare our current accounts online

 

Find out other ways you can apply online
NatWest current accounts Other ways to open a NatWest current account

At your local branch

As well as online, you can also open current accounts at our local branches.

Try and read about what documents we can accept to open new current accounts before your visit, as having the right documentation can help speed up the account opening process. 

Find your local branch

By telephone

If you don't want to open your account online or can't get to one of our local branches, you can also start the account opening process by telephone. 

 

Visit our support centre

 

Would rather apply for your new account online?  Compare our current accounts

Foreign workers and UK immigrants New to the UK or arriving soon?

Coming to work in the UK or looking to start the next chapter of your life here? We can help get you started with your banking. 

Opening a new current account Why do we need to see proof of identity and address?
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