Upgrade Bank Account - Upgrade Current Account - NatWest

Don't lose out on earning 3% back in Rewards!

Upgrade to one of our Reward accounts and earn 3% back in Rewards on household bills paid by Direct Debit  

That's council tax, gas, electricity, water, phone, TV and broadband bills well... you get the idea. The more eligible Direct Debits you have with your NatWest account, the more Rewards you'll earn. For example if your Direct Debit for council tax was £100 you would get £3.  Monthly fee applies. 

3%

Upgrade my Current Account

SELECT

No Fee

An everyday account to make life easier

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REWARD

£3 monthly

A current account that Rewards you

Upgrade now

REWARD SILVER

£12 monthly

An account that reflects your lifestyle

Upgrade now

REWARD PLATINUM

£18 monthly

An account for you and your family

Upgrade now

REWARD BLACK

£28 monthly

An account for our Private Customers

Upgrade now

18 or over and a UK resident

18 or over and a UK resident

18 or over and a UK resident

18 or over and a UK resident

18 or over, and a UK resident with either £100,000 sole income to be paid into this account, a NatWest mortgage of at least £300,000 or £100,000 in NatWest savings and investments

Overdraft - subject to eligibility

£10 interest free threshold

£10 interest free threshold

£10 interest free threshold

£250 interest free threshold

£500 interest free threshold

  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay
  • Log in using your fingerprint
  • Check your balance
  • Pay your bills and friends
  • Apple Pay

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

 

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Natwest you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

 

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Natwest you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

 

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Natwest you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

 

From 1st January 2016, if you hold a Reward, Reward Silver, Reward Platinum or Reward Black with Natwest you will earn Rewards on eligible Direct Debits from all current accounts you hold with us (excluding Basic, Foundation, Step or current account mortgage products).

European travel insurance

Preferential rate on travel money

European annual multi trip travel insurance

  • Covers you and joint account holders
  • Existing medical conditions are excluded unless declared and cover confirmed
  • Anyone covered by the policy aged 70 years and over must pay an additional annual premium of £50 per person
 

 

Worldwide travel insurance

Preferential rates on travel money

Travel service

Worldwide annual multi trip travel insurance

  • Covers account holder, their partner and their dependant children
  • Existing medical conditions are excluded unless declared and cover confirmed
  • Anyone covered by the policy aged 70 years and over must pay on additional annual premium of £50 per person.
     
Travel Service

  • Up to 10% off the base price of holidays including cruises with a number of major tour operators

Worldwide travel insurance

Worldwide Airport Lounge Access

Travel Service

Preferential rates on travel money
 

Worldwide annual multi-trip travel insurance

  • Covers account holder, their partner and their dependant children
  • Existing medical conditions are excluded unless declared and cover confirmed

Travel Service

  • Up to 10% off the base price of holidays including cruises with a number of major tour operators
  • Complimentary upgrade to Meet and Greet airport parking when booked through the Travel Service. (Only available at certain airports)

Mobile Phone Insurance for up to 2 phones

Mobile Phone Insurance for up to 2 phones

UK Car Breakdown Cover including Homecall

Mobile Phone Insurance for up to 4 phones

UK & European Car Breakdown Cover including Homecall

  • There is no vehicle age limit for UK journeys. European cover only applies for vehicles less than 16yrs old at the start of the trip.

Home Emergency Service

Lifestyle

Ticket Service - 25% cashback

tastecard membership

National Trust days out

  • 2 family passes


tastecard membership

Ticket Service - 25% cashback

24/7 Concierge Service

NatWest current accounts Need help choosing an account to upgrade to?
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