Apply for a Student Overdraft| NatWest

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Apply for a Student Overdraft in less than 5 minutes

Up to £500 interest free in your first term, after that you can apply for up to £2,000 interest free 

Student Arranged Overdrafts are only available to eligible UK resident student current account customers, aged 18 or over.  Subject to lending criteria.

Helping you through your studies

Interest free Student Overdraft

Interest free and fee free Arranged Overdraft

Up to £500 interest free in the first term

Up to £2,000 interest free after the first term

Apply online for a Student Overdraft

Apply online and get an instant decision

If you apply weekdays between 6.30am and 7.45pm or weekends from 6.30am to 9.55pm.

If approved, your limit may be on your current account the next working day

If you apply Monday to Thursday from 6.30am to 5.30pm, outside of these times it will take two working days.

Get your application moving

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