Manage your current account

Manage your current account

Helping you get more from your bank account

Want to keep earning 3% back on household bills?

If you've been earning 3% Rewards on your household bills, but your free period has now ended. If you'd like to continue earning these Rewards you'll need one of our new Reward accounts.

That's gas bills, electricity bills, water bills, mobile phone bills, council tax bill, well... you get the idea. The more eligible Direct Debits you have with your NatWest account the more Rewards you'll earn!

 

Change to a Reward account
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Easy ways to earn Rewards

With our new range of Reward accounts, you can earn Rewards on selected household bills and your everyday spending, for a monthly fee from £3.

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3% on selected household bills

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1% at participating retailers  

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1% or more on your personalised offers


Account type Signed up to MyRewards (previously Cashback Plus) Current Rewards if signed up for My Rewards (previously Cashback Plus) Happy with what you have? Earn more Rewards
Select Yes 1% Rewards on debit card spend at partner retailers Continue  earning 1% on debit card spend only Change your account to a Reward account and earn 3% Rewards on selected Household Bills paid by Direct Debit, these accounts start from £3 per month
No X
You don’t need to do anything 1% Rewards on debit card spend at partner retailers
Select Silver Yes 1% Rewards on debit card spend at partner retailers Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £2 extra per month
No x You don’t need to do anything Change your account to a Reward account to earn 3% Rewards on selected Household Bills paid by Direct Debit from £2 extra per month. 1% Rewards on debit card spend at partner retailers
Select Platinum Yes 1% Rewards on debit card spend at partner retailers Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £2 extra per month
No x You don’t need to do anything Change your account to a Reward account to earn 3% Rewards on Household Bills paid by Direct Debit from £2 extra per month. 1% Rewards on debit card spend at partner retailers
Black Yes 1% Rewards on debit card spend at partner retailers Your 3% household bill offer has ended. Upgrade to a Reward account to continue earning 3% Change your account to a Reward account after your offer finishes and continue to earn 3% Rewards on selected Household Bills paid by Direct Debit, from £2 extra per month
No x You don’t need to do anything Change your account to a Reward account to earn 3% Rewards on Household Bills paid by Direct Debit from £2 extra per month. 1% Rewards on debit card spend at partner retailers

If your account was opened between 6th and 11th October your account will have no Reward options at present, view our range of Rewards accounts.

Start using these great new features

Shopping never felt so good

Apple Pay

Apple Pay is the new, easy and secure way to pay using your NatWest debit or credit card. Apple Pay is available on selected personal current accounts and NatWest MasterCard credit cards.

More about Apple Pay

Emergency Cash

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).                                  

More about emergency cash
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Support when you need it

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300.
If you’re not registered for these services, you can still get £60 to tide you over.

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any NatWest, RBS or Ulster cash machine.

Has your NatWest debit card been lost or stolen? Call us

Banking on Apple Watch

Apple Watch

Check your balance and get cash without your debit card. Enrol for Apple Watch through the NatWest mobile app on your paired iPhone. An iPhone 5 or higher is required.

Check it out

Stay in control

Banking on your mobile app

- Check your balance at any time
- Pay friends with their mobile number
- Login using your fingerprint
- Pay your bills and friends
- Receive money using the Paym service
- Get cash without your debit card

App available on selected smartphones, to NatWest customers with online banking and a UK mobile number beginning 07.

Get the app

You can do more online

- Make international payments
- Change your address
- Pay people or businesses online
- View and print your statements and certificates of interest
- We keep your money safe online and offline
- We’re here to help 24/7

Online banking is available to those aged 11 or over with a NatWest account.

Log in to online banking

Stay safe online

- Find out how NatWest protects you, and how you can protect yourself
- Download our free security software
- Learn how to avoid the latest phishing and vishing threats
- Find out how to be protected by our Promise
- Watch our how to guides

And much more. 
 

More about security
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Manage your overdraft


Get savvy with your overdraft by learning about the overdraft costs and how to avoid them.

Use our Overdraft Calculator to see how an Arranged Overdraft can help save you money.

Calculate your overdraft Set up and manage an overdraft

How to change your account type

Our current accounts provide flexibility to help you manage your everyday money as simply and effectively as possible. You can change the type of account you have at any time, simply select one of our current accounts and change your existing account to one of them. 

View our range of accounts
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