Your Student Account benefits | NatWest

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Student Account benefits

Make the most of your benefits

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Student Account benefits

Be #uniproof by making the most of your Student Account benefits.

Go big AND go home with 1/3 off coach travel Young Persons Coachcard

Your Young Persons Coachcard is valid for 4 years, and you get:
1/3 off standard UK fares
10% off European fares
10% off services to selected UK festivals and events
1/3 off Scottish Citylink and Hovertravel services when booked through National Express

Get your Young Persons Coachcard
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Add your signposting title here… Student Overdraft

Be prepared for any unexpected bills or payments with our interest free Student Overdraft.  

In the first term of first year you can apply for £500. After that you'll be able to apply for £2,000.

To be eligible for an arranged overdraft you need to be 18 years or over, a UK resident and have a NatWest Student Account.

Find out more about Student Overdrafts

Overdraft Calculator


Get savvy with your overdraft.

Use our Overdraft Calculator to see how an Arranged Overdraft can help save you money.

Get started
Banking at your fingertips
Person logging into their mobile app using Touch ID

- login to mobile banking using your Touch ID registered fingerprints. This option is available to iPhone 5S and 6 users with the latest iOS operating system

- withdraw money without your card using Get Cash (from NatWest, Royal Bank of Scotland and Tesco ATMs). All you need to do is select the amount, and we'll provide you with a secure code which you can use straight away

Find out more about the mobile app
Mobile payments just got easier

Click the options below to find out more:

Add your signposting title here… Apple Pay is here

Apple Pay is the new, easy and secure way to pay using your NatWest debit or credit card.

Use Apple Pay in store (iPhone 6 or Apple Watch) and within apps (iPhone 6, iPad Air 2 or iPad Mini 3).

Apple Pay is available on selected personal current accounts and NatWest MasterCard credit cards.

More about Apple Pay
use Apple Pay to make payments with your iPhone 6 or Apple watch
Add your signposting title here… Apple Pay is here

Apple Pay is the new, easy and secure way to pay using your NatWest debit or credit card.

Use Apple Pay in store (iPhone 6 or Apple Watch) and within apps (iPhone 6, iPad Air 2 or iPad Mini 3).

Apple Pay is available on selected personal current accounts and NatWest MasterCard credit cards.

More about Apple Pay

Pay someone securely without a card reader up to £250

You can now pay someone new up to £250 using an account number and a sort code. No need to set up a new payee in Online Banking or rummage around for your card reader.

Important information

  • The payment details will not be saved.
  • You must be aged over 16 and have available funds to send from your account (including any overdraft facility).
  • There is a maximum limit of £250 payments  per working day, which is separate  from daily withdrawal and Get Cash limits. You can make up to 5 payments per working day.  

This feature is available on Android, iPhone and Blackberry10.

 

Paying a person from your list of saved payees

You can also make payments to anyone from your list of payees, whose details you have saved within Online Banking. Just select 'Payments' and scroll through the names to select the correct person, type the amount and click send. The money will leave your account instantly!

Please note that to make payments to your saved payees within the mobile app you will need to make the first payment to that person through Online Banking using your card reader.

Payments are available on Android, iPhone, BlackBerry10 and Windows. This feature is also available on our iPad app.

 

Moving money between accounts

We’ve made transferring money on the app really easy. Open it up, choose the account you want to move money from, select the Transfers option and then choose which of your accounts you want to transfer the money to. Type the amount and let us take care of the rest.

Transfers are available on Android, iPhone, BlackBerry10 and Windows. This feature is also available on our iPad app.

make payments up to £250 a day using just an account number and sort code

Pay someone securely without a card reader up to £250

You can now pay someone new up to £250 using an account number and a sort code. No need to set up a new payee in Online Banking or rummage around for your card reader.

Important information

  • The payment details will not be saved.
  • You must be aged over 16 and have available funds to send from your account (including any overdraft facility).
  • There is a maximum limit of £250 payments  per working day, which is separate  from daily withdrawal and Get Cash limits. You can make up to 5 payments per working day.  

This feature is available on Android, iPhone and Blackberry10.

 

Paying a person from your list of saved payees

You can also make payments to anyone from your list of payees, whose details you have saved within Online Banking. Just select 'Payments' and scroll through the names to select the correct person, type the amount and click send. The money will leave your account instantly!

Please note that to make payments to your saved payees within the mobile app you will need to make the first payment to that person through Online Banking using your card reader.

Payments are available on Android, iPhone, BlackBerry10 and Windows. This feature is also available on our iPad app.

 

Moving money between accounts

We’ve made transferring money on the app really easy. Open it up, choose the account you want to move money from, select the Transfers option and then choose which of your accounts you want to transfer the money to. Type the amount and let us take care of the rest.

Transfers are available on Android, iPhone, BlackBerry10 and Windows. This feature is also available on our iPad app.

Pay Your Contacts Pay your friends with their mobile number

Open your mobile app, click on the ‘Pay Your Contacts’ option, enter their mobile number, the amount you want to pay them and add a personal message. The person will receive the money in their account instantly.

Some important information

Pay Your Contacts lets you send money to someone with a UK mobile number who has a NatWest, RBS, Ulster Bank, NatWest Offshore, Isle of Man mobile app or registered for Paym. You must have available funds to send from your account (including any overdraft facility). There is a maximum payment of £250 a day, which is separate from daily withdrawal and Get Cash limits.

Pay Your Contacts is available for NatWest customers on Android, iPhone, BlackBerry10 and Windows.

Get the app
use Pay Your Contacts to send money using just a mobile number
Pay Your Contacts Pay your friends with their mobile number

Open your mobile app, click on the ‘Pay Your Contacts’ option, enter their mobile number, the amount you want to pay them and add a personal message. The person will receive the money in their account instantly.

Some important information

Pay Your Contacts lets you send money to someone with a UK mobile number who has a NatWest, RBS, Ulster Bank, NatWest Offshore, Isle of Man mobile app or registered for Paym. You must have available funds to send from your account (including any overdraft facility). There is a maximum payment of £250 a day, which is separate from daily withdrawal and Get Cash limits.

Pay Your Contacts is available for NatWest customers on Android, iPhone, BlackBerry10 and Windows.

Get the app
Managing your finances responsibly

Keep track of your finances, research your options and stay up-to-date with the latest offers available to students.

Text and email alerts

Alerts are a simple way to keep up-to-date with your spending. You can opt for weekly balance updates or alerts if your balance is getting low.

Find out more about alerts

Stay #uniproof by reading useful articles and tips

What do I get as an international student?

As an international student, you will benefit from:

- Young Persons Coachcard
- Visa debit card
- withdraw up to £300 a day
- withdraw money overseas (charges apply)
- setup standing orders and Direct Debits
- mobile app and online banking

To be eligible for the Young Persons Coachcard you need to sign-up for online banking and select paperless statements. If you are an international student who may require bank statements for visa renewal purposes, there is a £3 cost associated with ordering statements over the phone or in branch.

More information for international students
Online banking is available to NatWest account holders aged 11 and over.
App available on selected smartphones, to NatWest customers with online banking and a UK mobile number beginning 07.

 

Your documents

Your policy will give you important information about your account. We may update them from time to time, but we will always show the latest versions here. Please print or save a copy for your records. 

You will need Adobe Reader to view these documents. Get Adobe Reader.

What happens after graduation?

Are you a recent graduate or about to finish uni?

If you have a NatWest Student Account, this will automatically update to a graduate account:Find out more about graduate accounts

You've also got the option to upgrade to a packaged account, which comes with additional benefits. These start from £10 per month for the Select account:Find out more about our packaged accounts

Hints and tips to support you on your journey:

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