Manage your Current Account

Helping you get more from your account

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How do I make the most of my account?

Access your money when you need it

If your debit card is lost or stolen, you can still access your money from our ATMs using our Emergency Cash service. Simply call us and we'll send you a code that'll let you withdraw your cash. 

Use our Emergency Cash Service More about Emergency Cash

Support when you need it

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300.
If you’re not registered for these services, you can still get £60 to tide you over.

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any NatWest, RBS or Ulster cash machine.

Has your NatWest debit card been lost or stolen? Call us


Avoid unnecessary overdraft charges

Learn more about the costs and how to avoid them. Our overdraft calculator helps you find out the costs of using an Arranged and Unarranged Overdraft and whether you want to change your limit (subject to approval). Limits and conditions apply for Student and Graduate accounts. Over 18s Only.

Set up and manage your overdraft


Manage your money the way you want

Check your balance, make a payment or transfer money, our Online and Mobile Banking can help make banking easier. Your Mobile App lets you Get Cash without using your card or pay money to your contacts. Our step by step Online and Mobile Banking guides can help.

Get started online Get the app


Our Online Banking service is available to customers aged 11 and over who have a NatWest account and an email address. App available on selected smartphones, to personal current account customers with a debit card, Online Banking and UK mobile number. 

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