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Select Silver Account

A flexible account with a great range of extras

Apply online for a new account

Open a new current account

Is this a sole or joint application?

 

Apply just in my name

 

There are two of us applying

 

To apply, you need to be aged 18 or over and permanently resident in the UK.

Upgrade your existing account

Your benefits

All these extras for just £10 a month

European Travel Insurance

Going abroad? Your Select Silver account includes travel insurance that covers you for up to 22 days per trip. The policy also includes winter sports cover.

What you need to know

  • If you have a medical condition, please call 0345 601 5219 to confirm your premiums and cover
  • If you or your joint account holders are aged 70 or over, there’s a £50 annual premium
  • If you have an existing medical condition, you may have to pay an annual premium or accept that your cover may exclude certain conditions.
Mobile Phone Insurance

Your phone is covered for loss, theft, accidental damage and if it stops working.

What you should know

  • The policy covers unauthorised calls up to £2,500 (inc VAT) for monthly contracts and up to £100 (inc VAT) for pay as you go customers
  • 2 phones are covered if you have a joint account
  • The replacement value per phone is unlimited (excluding cosmetic embellishments with precious metals, stones or crystals)
  • There is a £75 excess.
Ticket Booking Service

Receive 25% cashback on tickets for theatre, dance, opera, concert performances and more throughout the UK and Ireland.

What you should know

  • Order up to six tickets through the booking service for each event, up to four bookings a year.
  • All ticket booking must go through the memberships services telephone number

How do I get my cashback?

  • You don't need to do anything. It will then be paid into your Select Silver Account within 30 days of your booking.
 
tastecard

Enjoy 2-for-1 meals or 50% off your food bill at thousands of restaurants across the UK. Restrictions apply.

What you should know

  • Some restaurants may exclude tastecard use on Friday or Saturday evenings, Mother’s Day, Father’s Day, Valentine’s Day, the whole of December and potentially other “event” type days
  • Where restaurants offer 50% off they may limit the number of people; where restaurants offer 2 for 1 on meals this does not include side dishes or extras
  • Some restaurants require the customer to book prior to arriving at restaurants.
Travel Money

You’ll get preferential rates on foreign currency from our Travel Money service – we’ll even deliver the money to your door.

What you should know

  • Orders must be online or over the phone through membership services to receive preferential rates
  • Minimum order of £100 applies.

NatWest banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

Now earn 1% in Rewards on all transactions made using Contactless Technology. Plus get at least 1% on qualifying purchases at participating retailers.  Just activate  your account and use your NatWest Visa Debit card to start earning Cashback Plus Rewards. Available on personal current accounts held in mainland UK, except for Basic, Step and Cash and current account mortgages. Over 18's only. More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 

Current account switch guarantee

Moving your banking to NatWest

It’s easy to move to NatWest

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days.

Find out more about the Current Account Switch Service

Flexible overdraft

A little breathing space if you need it

Your NatWest Select Silver account overdraft can give you access to additional money if you ever need it (subject to eligibility) Over 18's only.

  • Borrow up to an approved limit at any time, and increase your limit (subject to approval) or decrease it whenever you want
  • You only pay interest on what you borrow within your agreed limit (please note if you use your arranged overdraft by more than £10 you will be charged an Arranged Overdraft Usage Fee)
  • If you go overdrawn without having an arranged overdraft (or if you go over your agreed limit), then fees and interest may apply.  

Find out more about overdraft costs

NatWest current accounts

Find out what you need to open an account

Drivers-Licence

Current accounts

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.

Or use our current account finder tool to find an account that fits your needs.

Existing customers

Managing your Select Silver Account

Managing your benefits

How to use your benefits

Helpful banking

Protecting your money

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home, pet and life insurance and 100% on motor insurance, with no upper limit. 

Further information is available here (650K PDF)or visit www.fscs.org.uk.

Select Silver Account

Ready to apply?

Apply online for a new account

Open a new current account

Is this a sole or joint application?

 

Apply just in my name

 

There are two of us applying

 

To apply, you need to be aged 18 or over and permanently resident in the UK.

Upgrade your exisiting account
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