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Select Platinum Account

An account for you and your family

Apply online for a new account

Open a new current account

Is this a sole or joint application?


Apply just in my name


There are two of us applying


To apply, you need to be aged 18 or over and permanently resident in the UK.

Upgrade your existing account

Your benefits

All these extras for just £16 a month


Worldwide Travel Insurance

Going on holiday with your family? Your Select Platinum account includes Worldwide travel insurance that covers you for up 31 days. The policy also includes winter sports and comes with £10 million medical expenses cover

What you need to know

  • Family cover includes you, your partner and dependent children who are under 18 at the start of the journey (or up to 23 if living at home, and in full-time education or unmarried and have not entered into a civil partnership)
  • To include an additional party on your policy, or if you have a medical condition, please call 0345 609 0453 ( or Minicom number 03456 000 512) to confirm your premiums and cover
  • If you or your joint account holders are aged 70 or over, there’s a £50 annual premium
  • If you have an existing medical condition, you may have to pay an annual premium or accept that your cover may exclude certain conditions.
Mobile Phone Insurance

Your phone is covered for loss, theft, accidental damage and if it stops working.

What you should know

  • The policy covers unauthorised calls up to £2,500 (inc VAT) for monthly contracts and up to £100 (inc VAT) for pay as you go customers
  • 2 phones are covered if you have a joint account
  • The replacement value per phone is unlimited (excluding cosmetic embellishments with precious metals, stones or crystals)
  • There is a £75 excess.
UK Car Breakdown Cover

Relax in the knowledge that if your vehicle breaks down, help is just a phone call away. Green Flag will get you and your vehicle home, or to your preferred location, anywhere in the UK.

What you should know

  • Full national service - anywhere in the UK, including homecall
  • Protection for all vehicles owned by you and kept at your home address
  • Anyone driving or travelling in the vehicle owned by you is covered too
National Trust family day passes

Discover some of Britain’s treasures with two family day passes each year at a selected range of National Trust sites.

What you should know

  • Choice of over 300 places to visit
  • Each pass is valid for two adults and three children aged 5-17 (under 5’s do not count towards the three and incur no additional cost)
  • Includes car parking at a National Trust car park at no additional cost
  • Plus, get 20% off National Trust shops when you spend £20 or more at selected National Trust shops
  • You can also get an annual membership discount, call or go to membership services for details

What you should know

  • If a National Trust special event is taking place entry is still possible but the voucher does not permit access to the event itself if there is a separate charge for that event
  • You need to have your pass with you to gain access to the sites
  • Vouchers must be used within 6 months of being downloaded & photocopies will not be accepted.

2 for 1 or 50% off at thousands of restaurants UK wide.

What you should know

  • Some restaurants may exclude tastecard use on Friday or Saturday evenings, Mother’s Day, Father’s Day, Valentine’s Day, the whole of December and potentially other “event” type days
  • Where restaurants offer 50% off they may limit the number of people; where restaurants offer 2 for 1 this does not include side dishes or extras
  • Some restaurants require the customer to book prior to arriving at restaurants.
Travel Money

You’ll get preferential rates on foreign currency from our Travel Money service – we’ll even deliver the money to your door.

What you should know

  • Orders must be online or over the phone through membership services to receive preferential rates
  • Minimum order of £100 applies.


NatWest banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

Now earn 1% in Rewards on all transactions made using Contactless Technology. Plus get at least 1% on qualifying purchases at participating retailers.  Just activate  your account and use your NatWest Visa Debit card to start earning Cashback Plus Rewards. Available on personal current accounts held in mainland UK, except for Basic, Step and Cash and current account mortgages. Over 18's only. More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 

Current account switch guarantee

Moving your banking to NatWest

It’s easy to switch to NatWest

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days.

Learn more about the Current Account Switch Service

Flexible overdraft

A little breathing space if you need it

Your NatWest Select Platinum account overdraft can give you access to additional money if you ever need it (subject to eligibility) Over 18’s only.

  • Borrow up to an approved limit at any time, and increase your limit (subject to approval) or decrease it whenever you want
  • You only pay interest on what you borrow within your agreed limit
  • If you go overdrawn without having an arranged overdraft (or if you go over your agreed limit), then fees and interest may apply. 

Find out more about overdraft costs

NatWest current accounts

Find out what you need to open an account


Current accounts

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.

Or use our current account finder tool to find an account that fits your needs.

Existing customers

Managing your Select Platinum Account

Managing your benefits

How to use your benefits

Helpful banking

Protecting your money

If anything happens to us and we cannot pay valid claims or return your premium on your insurance policy, then the FSCS will pay 90% of your claim on your home, pet and life insurance and 100% on motor insurance, with no upper limit. 

Further information is available here (650K PDF)or visit

Select Platinum Account

Ready to apply?

Apply online for a new account

Open a new current account

Is this a sole or joint application?


Apply just in my name


There are two of us applying


To apply, you need to be aged 18 or over and permanently resident in the UK.

Upgrade your existing account
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