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Select Current Account

All the essentials to make everyday banking easy for you. And there's no monthly fee.

Apply online now

NatWest banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

To earn Rewards, just activate your account and use your NatWest Visa Debit card on qualifying purchases at participating retailers. Available on personal current accounts held in mainland UK, except for Basic, Step and Cash and current account mortgages. Over 18's only. 
More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 


A little breathing space if you need it

Current Account Switch Guarantee

Switching banks

It’s easy to switch to NatWest

Switching your banking to us is simple and hassle free.

We’re part of the Current Account Switch Service, and have an expert team who will move your banking to us in just 7 working days.

More about our switching service

NatWest current accounts

Find out what you need to open an account


Current accounts

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.

Or use our current account finder tool to find an account that fits your needs.

Fees and charges

Rates and important information


Existing customers

Get more from your Select Account

All you need to know to make the most of your NatWest current account, including online banking, Mobile app, overdrafts and more...

Discover more

Helpful banking

Protecting your money

With our account monitoring and online fraud protection promise, it's no wonder our customers voted us the UKs most trusted mainstream bank for 2013.

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.

Further information is available here or visit

Select Account

Ready to apply?

Apply for Select Account
Other ways to apply

How to apply

It's easy to apply for a Select Account. There are three ways to apply:

Apply online 


Apply by phone

Call us on 0800 148 8323. 
Customers with hearing and speech impairments can contact us by Minicom number 0800 917 0526.

Lines are open: 
Monday to Friday 8am-8pm, except public holidays, and Saturdays 9am-6pm.
Calls may be recorded.

At your nearest NatWest branch

Find a NatWest branch near you 

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