Couple enjoying a glass of wine and meal in a restaurant

Select

An everyday account to make life easier

No Fee

Bank anywhere with our mobile app

24-hour telephone banking and Online banking   

Get Emergency Cash

Open a Select account online Change your existing account

Change an existing account

Is this to be a sole or joint account change?

To apply, you need to be aged 18 or over and permanently resident in the UK.

All these features come as standard

iPad and iPhone Natwest banking app
Bank on demand


We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app. Or visit one of our 1,500 branches.

App available on selected smartphones, to NatWest customers with Online Banking and a UK mobile number beginning 07.

More on ways to bank
Apple pay is here
 

Apple Pay is the new, easy and secure way to pay using your NatWest debit or credit card.

Use Apple Pay in store (iPhone 6, 6 Plus, 6S and 6S Plus or Apple Watch) and within apps (Phone 6, 6 Plus, 6S and 6S Plus, iPad Air 2, iPad Pro and iPad Mini 3 and 4).

Apple Pay is available on selected personal current accounts and NatWest MasterCard credit cards.

More on Apple pay
iPhone showing Apple Pay
Dog chewing a NatWest debit card
Emergency cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).
More about Emergency Cash
Emergency-Cash-Bulldog-Card

Support when you need it

Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs. Simply call us and we’ll send you a code that’ll let you withdraw your cash.

If you’re an online or telephone banking customers, you can access up to £300.
If you’re not registered for these services, you can still get £60 to tide you over.

You need to have the money in your account to withdraw it & you'll need at least £20 in your account to use the service.

When you call we will ask some security questions, then provide a code that allows you to withdraw your money from any NatWest, RBS or Ulster cash machine.

Has your NatWest debit card been lost or stolen? Call us

An overdraft for a little breathing space

Your NatWest Select account overdraft can give you access to additional money if you ever need it (subject to eligibility) Over 18’s only.
  • Borrow up to an approved limit at any time, and increase your limit (subject to approval) or decrease it whenever you want
  • You only pay interest on what you borrow within your agreed limit (please note if you use your arranged overdraft by more than £10 you will be charged an Arranged Overdraft Usage Fee)
Unarranged overdrafts
 

If you go overdrawn without having an arranged overdraft (or if you go over your agreed limit), then you may be charged these fees:

  • An Unarranged Overdraft Usage Fee of £6 per day (if an unarranged overdraft of more than £10 is created on your account); or
  • An Unpaid Transaction Fee of £6 for each transaction we decide not to pay because you don’t have enough money available.
More about overdraft charges Read more about overdrafts
Other great features that come with this account

 

Contactless Debit Card


Mobile app pay your friends & bills


Text alerts

Switch-guarantee-logo-pos

Add your signposting title here…

Switching to NatWest

Moving your banking to us is simple and hassle free.

Want to close your bank account at your old bank?

7 Day Current Account Switch Service:

  • Transfer your regular payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

Want to keep your old account?

  • We'll still transfer your regular payments (Direct Debits, Standing Orders & Bill Payments) within 7 days
  • We are reliant on the Direct Debit Originators to update their records. If the Direct Debit Originator tries to claim before this has happened, your old bank will return it as unpaid
  • Credit will remain in your old account and any future credit will be paid to this account

Move some of your Direct Debits

If you want to move just one Direct Debit from another bank you need to contact the supplier who you pay the direct debit to and provide them with updated details to take the Direct Debit from your NatWest bank account.

Learn more about the Current Account Switch Service
Forms of identification

Add your signposting title here…

What do you need to open an account?

Opening a new current account with us is easy.

If you're applying online, try and have a UK Passport or Driving licence to hand along with a working credit or debit card.

If you don't have these, don't worry. You can still apply online and we will ask you to provide other forms of ID and proof of address that we can accept.

Find out more about what documents we accept

Ready to apply for Select?

Open a Select account online Change your existing account

Change an existing account

Is this to be a sole or joint account change?

To apply, you need to be aged 18 or over and permanently resident in the UK.

Other ways to get in touch

Call us

If you would like to open a Reward account call us to find out more.

0345 030 3210

Managing Your Select Account


Get more from your Select Account


All you need to know to make the most of your NatWest current account, including online banking, Mobile app, overdrafts and more...

Find out more about Select

Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.

Set Tab for lightbox