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All the essentials to make everyday banking easy for you. And there's no monthly fee.

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Open a new current account

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To apply, you need to be aged 18 or over and permanently resident in the UK.

NatWest banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

To earn Rewards, just activate your account and use your NatWest Visa Debit card on qualifying purchases at participating retailers. Available on personal current accounts held in mainland UK, except for Basic, Step and Cash and current account mortgages. Over 18's only. 
More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 


A little breathing space if you need it

Moving banks

It’s easy to move to NatWest

Moving your banking to us is simple and hassle free. We can help you

  • Transfer your payments (such as Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

More about the Current Account Switch Service

NatWest current accounts

Find out what you need to open an account