Foundation Account - Current Accounts | NatWest

Foundation Account

An account with no overdraft facility or cheque book

Foundation accounts can't be applied for directly.

You will only be offered a Foundation account if you do not meet the criteria for any of the other accounts in our range.

NatWest current accounts Making everyday banking easy
Bank your way

Online, on your mobile phone, at your local branch or call our 24-hour UK call centres.

Find out about ways to bank

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

Find out more about Emergency Cash

Pay your contacts

You can also use the mobile phone app to securely send money to anyone who has a UK mobile phone number and has the NatWest mobile phone app or a valid Visa Debit, credit or prepaid card. You don’t need their account details, just their phone number – so it’s simple to use and very safe.

More about Pay Your Contacts

It’s easy to switch

Open your account online, in-branch or by phone and our expert team will sort everything out for you.

Find out more about switching

Basic Account Account features

A Visa debit card to make purchases worldwide with added online security protection.

Withdraw up to £300 cash a day from any ATM. 

Withdraw money overseas with your Visa debit card at any cash machine that shows the Visa logo (charges apply).

Set up standing orders and Direct Debits to make it easier for you to pay your bills.

Regular statements - check them online or receive a paper copy.

Current Account Switch Guarantee

Moving banks It’s easy to move to NatWest

Moving your banking to us is simple and hassle free. We can help you

  • Transfer your payments (such as Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

More about the Current Account Switch Service
NatWest current accounts Find out what you need to open an account
The right account for you?

If you don't feel this account is right for you, use our account comparison table to see the features, benefits and costs of our other current accounts.

Existing customers Get more from your Foundation Account

All you need to know to make the most of your NatWest current account, including online banking, mobile apps and more...

Discover more
Foundation Account

Foundation accounts cannot be applied for directly.

You will only be offered a Foundation account if you do not meet the criteria for any of the other accounts in our range.

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