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Basic Account

An account with no overdraft facility or cheque book

Apply online now

NatWest current accounts

Making everyday banking easy

Bank your way

Online, on your mobile phone, at your local branch or call our 24-hour UK call centres.

Find out about ways to bank

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

Find out more about Emergency Cash

Pay your contacts

You can also use the mobile phone app to securely send money to anyone who has a UK mobile phone number and has the NatWest mobile phone app or a valid Visa Debit, credit or prepaid card. You don’t need their account details, just their phone number – so it’s simple to use and very safe.

More about Pay Your Contacts

It’s easy to apply and switch

You can apply online, in-branch or by phone and our expert team will sort everything for you.

Find out more about switching


Basic Account

Account features

A Visa debit card to make purchases worldwide with added online security protection.

Withdraw up to £300 cash a day from any ATM. 

Withdraw money overseas with your Visa debit card at any cash machine that shows the Visa logo (charges apply).

Set up standing orders and Direct Debits to make it easier for you to pay your bills.

Regular statements - check them online or receive a paper copy.

Current Account Switch Guarantee

Moving banks

It’s easy to move to NatWest

Moving your banking to us is simple and hassle free. We can help you

  • Transfer your payments (such as Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days

More about the Current Account Switch Service

NatWest current accounts

Find out what you need to open an account


Not the right account for you?

You can use our account comparison table to see the features, benefits and costs of our current accounts.


Existing customers

Get more from your Basic Account

All you need to know to make the most of your NatWest current account, including online banking, mobile apps and more...

Discover more

Helpful banking

Protecting your money

Protecting your money - FSCSYour eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are unlikely to be covered.

Please note that the cover under the FSCS will reduce to £75,000 from 1 January 2016. Please click here for further information or visit

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