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Basic Account

An account with no overdraft facility or cheque book

Apply online now

Open a new current account

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To apply, you need to be aged 18 or over and permanently resident in the UK.

NatWest current accounts

Making everyday banking easy

Bank your way

Online, on your mobile phone, at your local branch or call our 24-hour UK call centres.

Find out about ways to bank

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

Find out more about Emergency Cash

Pay your contacts

You can also use the mobile phone app to securely send money to anyone who has a UK mobile phone number and has the NatWest mobile phone app or a valid Visa Debit, credit or prepaid card. You don’t need their account details, just their phone number – so it’s simple to use and very safe.

More about Pay Your Contacts

It’s easy to apply and switch

You can apply online, in-branch or by phone and our expert team will sort everything for you.

Find out more about switching


Basic Account

Account features

A Visa debit card to make purchases worldwide with added online security protection.

Withdraw up to £300 cash a day from any NatWest, RBS or Ulster Bank cash machine or at any UK Post Office counter.

Withdraw money overseas with your Visa debit card at any cash machine that shows the Visa logo (charges apply)

Set up standing orders and Direct Debits to make it easier for you to pay your bills.

Regular statements - check them online or receive a paper copy.

Moving banks

It’s easy to move to NatWest


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