Changing current accounts | NatWest

Change your existing NatWest account

Keep your debit card, sort code, account number and any online logins  

For existing sole and joint account customers

To move your everyday banking to your NatWest account in a fast reliable way you can use the free Current Account Switcher Service (CASS)

 

If you wish to change an account to Student or Graduate, please use these links.

Which Current Account would you like to change to?

SELECT

No fee

Our standard bank account

Change my account

REWARD

£2 per month

A bank account that Rewards you

Change my account

REWARD SILVER

£12 per month

Rewards and lifestyle benefits

Change my account

REWARD PLATINUM

£19 per month

Rewards and even more benefits

Change my account

REWARD BLACK

£28 per month

An account for our Private Customers

Change my account

To earn Rewards, you need to access online or mobile banking once every 3 months.

Plus, pay in £1,500 across the eligible personal current account(s) you hold with us, every calendar month.

To earn Rewards, you need to access online or mobile banking once every 3 months.

To earn Rewards, you need to access online or mobile banking once every 3 months.

To earn Rewards, you need to access online or mobile banking once every 3 months.

Plus either £100,000 sole income to be paid into this account, a NatWest mortgage of at least £300,000 or £100,000 in NatWest savings and investments

Not available with this account

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Earn 2% Rewards on 7 types of household bills paid by Direct Debit. Subject to eligibility.

Earn at least 1% Rewards at our Partner retailers

Further information about account features and benefits

Reward Account eligibility: To earn Rewards on your household bills, you’ll need to pay £1,500 into any personal current account(s) you have with us (as long as it’s not a Foundation, Basic or mortgage current account) every calendar month. The £1,500 can’t be transferred from another NatWest current account or savings account that you have with us. You must also log into online or mobile banking at least once every three months. Otherwise, we may not pay Rewards on household bills and we may convert your Reward account to a Select account.

 

Reward Silver, Reward Platinum and Reward Black eligibility: To keep earning Rewards on your household bills, you must log into online or mobile banking at least once every three months. 

 

All our travel insurance, car breakdown cover and home emergency cover is underwritten by U K Insurance Limited. Our mobile phone insurance is underwritten by Aviva.

 

App available on selected smartphones, to NatWest customers with Online Banking and a UK mobile number beginning 07.

 

To use Apple Pay in stores you need an iPhone 6/6S, 6/6S Plus or Apple Watch. Apple Pay can also be used to pay within apps on iPhone 6/6S, 6/6S Plus, iPad Air 2, iPad Pro and iPad Mini 3 and 4.

 

Apple Pay is available on all our NatWest personal current accounts excluding Basic, Adapt and Overdraft Control. All NatWest MasterCard credit cards are eligible, Visa credit cards are excluded. Business debit cards and Business credit cards are not currently supported.

 

Looking to change a sole account to a joint account or vice versa?

If you are looking to change your sole account to a joint one or vice versa, you will have to go into one of our branches so one of our team can help you through the process.

NatWest current accounts Need help choosing a current account?
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