NatWest banking features

Helpful everyday banking comes as standard

Feel Rewarded everyday

To earn Rewards, just activate your account and use your NatWest Visa Debit card on qualifying purchases at participating retailers. Available on personal current accounts held in mainland UK, except for Basic, Step and Cash and current account mortgages. Over 18's only. 
More about Cashback Plus

Get Emergency Cash

If your debit card is lost or stolen, our Emergency Cash service makes sure you can access your money from our ATMs (Limits apply).

More about Emergency Cash

Bank on demand

We know life keeps you pretty busy. Access your account anytime with 24-hour UK call centres, Online Banking and our Mobile Banking app.

Ways to bank with us 

Current accounts

Our most popular accounts

Select Account

Select Silver

Select Platinum

Current Account Switch Guarantee

Moving your banking to NatWest

It’s easy to move to NatWest

Moving your banking to us is simple and hassle free. We'll do all the hard work for you and:

  • Transfer your payments (Direct Debits, Standing Orders and Bill Payments) from your old account
  • Transfer any credit balance from your old account
  • Close your old account

All within 7 working days.

Find out more about the Current Account Switch Service
People in cafe 2014-WINNER-Best-card-benefits-programme-of-the-year

Cashback Plus

Feel rewarded every day

With award winning Cashback Plus Rewards when you’re shopping. Use your NatWest Visa Debit card on qualifying purchases at participating retailers. Available on our personal current accounts held in mainland UK, except for Basic, Step and Cash accounts and current account mortgage products. Over 18's only. 

Activate Cashback Plus today
Family having dinner

Overdrafts

For those unexpected costs

An overdraft is a simple way to borrow funds for a short period of time to tide you over.  You can apply for an overdraft with us, and you can also manage your overdraft by requesting an increase or decrease in your arranged limit.

Manage an existing overdraft

Find out more about overdrafts

Existing customer

Already banking with us?

Things may have changed in your life since you opened your current account with us. That’s why we make it easy to upgrade.

Get the most from your account

Helpful tools

Not the right account for you?

We have a great range of current accounts. Take a look and compare our accounts to see if we have the right one for you.

Helpful banking

Protecting your money

With our account monitoring and online fraud protection promise, it's no wonder our customers voted us the UKs most trusted mainstream bank for 2013.

Your eligible deposits with NatWest are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK’s deposit protection scheme. Any deposits you hold above the £85,000 limit are not covered.

Further information is available here or visit www.fscs.org.uk.

NatWest current accounts

What next?

Find a new current account Switch to NatWest
Set Tab for lightbox