Bank Accounts - Compare Current Accounts - NatWest

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Current accounts

Earn 3% Rewards on your household bills paid by Direct Debit

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3% back in Rewards on household bills paid by Direct Debit is available on our Reward account range, monthly account fee starts from £3.  You must be 18 or over and a UK resident.  

Heard about our new Reward account?

Our Reward customers earn £120 on average* in Rewards a year

This does not include the monthly fee.

*Based on annual bill spend of £4,000.

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Earn 3% back in Rewards on household bills paid by Direct Debit - that covers council tax, gas, electricity, water, phone, TV and broadband bills. The more eligible Direct Debits you have with your NatWest account, the more Rewards you'll earn. Monthly fee applies.

Find out more and apply online

Compare our current accounts

SELECT

No fee

Our standard current account

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REWARD

£3 per month

A current account that Rewards you

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REWARD SILVER

£12 per month

Rewards and lifestyle benefits

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REWARD PLATINUM

£18 per month

Rewards and even more benefits

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REWARD BLACK

£28 per month

An account for our Private Customers

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Not available with this account

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

Earn 3% Rewards on selected household bills paid by Direct Debit

Earn at least 1% Rewards at our Partner retailers

Further information about account features and benefits

Insurance underwriting, mobile app availability and Apple Pay

All our travel insurance, car breakdown cover and home emergency cover is underwritten by U K Insurance Limited. Our mobile phone insurance is underwritten by Aviva.

 

App available on selected smartphones, to NatWest customers with Online Banking and a UK mobile number beginning 07.

 

To use Apple Pay in stores you need an iPhone 6/6S, 6/6S Plus or Apple Watch. Apple Pay can also be used to pay within apps on iPhone 6/6S, 6/6S Plus, iPad Air 2, iPad Pro and iPad Mini 3 and 4.

 

Apple Pay is available on all our NatWest personal current accounts excluding Basic, Adapt and Overdraft Control. All NatWest MasterCard credit cards are eligible, Visa credit cards are excluded. Business debit cards and Business credit cards are not currently supported.

 

Joint Bank Accounts

Everything you need to know about having a joint bank account. 

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NatWest current accounts Need help choosing a current account?
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