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Our credit cards

Introducing our fairer, simpler credit cards

To apply you need to be UK Resident, aged over 18 and earn at least £10,000
RTE

Cashback Plus Credit Card
Representative 17.4% APR (variable)

Clear Rate Platinum Credit Card
Representative 11.1% APR (variable)

Cashback Plus Credit Card
Clear Rate Platinum Credit Card

Balance transfer & purchase rate

12.9% p.a. (variable)

6.9% p.a. (variable)

Balance transfer fee

£0

£0

Rewards redeemable for cashback

Interest on cash advances

12.9% p.a.

27.9% p.a.

Cash advance fee

3% handling fee (min £3)

3% handling fee (min £3)

Non-sterling transaction fee

2.75%

2.75%

Annual fee

£24

£24

Representative example

 

Your actual credit limit will depend on our credit assessment of you. The actual APR you'll receive will depend on your circumstances.

Standard interest rate for purchases: 12.9% p.a. (variable)
Representative 17.4% APR (variable) based on an assumed Credit Limit of £1,200
Annual fee: £24

Standard interest rate for purchases: 6.9% p.a. (variable)
Representative 11.1% APR (variable) based on an assumed Credit Limit of £1,200
Annual fee: £24

Approval Indicator

Check your eligibility

Simply enter a few details into our Approval Indicator tool and we'll show you how likely you are to be accepted for a NatWest credit card.

 

Interest and balance transfers

A few things you need to know

  • Interest on fees and charges is payable in line with our terms and conditions. 
  • You can transfer balances of any amount up to 95% of your available credit limit. 

Further assistance

We're here to help

Support Centre

We've tried to make choosing and applying for a credit card as easy as possible. If you require any further help, our web chat team may be able to help. You can also call or visit us in branch. 

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