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Credit cards

Do we have a card to suit your needs?

Our fairer credit cards
To apply you must be earning over £10k p.a. and be a UK resident. Over 18s only.

Clear Rate Platinum Credit Card

A simple, low rate for all purchases and balance transfers, with no balance transfer fee. Annual fee applies. 

Representative 11.1% APR (variable)

To apply you need to be aged 18 or over, UK resident and earn at least £10,000.

Find out more

NatWest Clear Rate Platinum Credit Card

Why the Clear Rate Card?

Credit cards

It's time for fairer credit cards

We are no longer offering credit cards with low introductory rates that rise suddenly when the offers expire. We believe credit cards should be more helpful for the long run so we’ve withdrawn our 0% balance transfer credit cards. It's fair, it's transparent. That's the sort of bank we want to be.

Find out why we think we're fairer

Credit card tools

Helping you decide

Use our Approval Indicator to see if you are likely to be approved for a NatWest credit card. 

Or, use our budget calculator to work out how much you could pay off your credit card debt each month. 

Don't get caught out

Credit cards

Is 0% really 0%? Don't get caught out

We went out and asked the public what they thought of 0% credit cards. We also asked them to guess the percentage of credit card users who failed to switch their credit card after their 0% offer ended. 


Existing customers

Already have a NatWest credit card?

Online Banking

Manage your card in detail with Credit Card Online Services or Online Banking.

Online Banking   Credit Card Online Services

Mobile app

Got a NatWest current account and a credit card? Manage your money with our app. 

More about the app

MasterCard offers

MasterCard customers can now make great savings on some fantastic online deals.

Find out more

Credit Card Online Services available to all personal and private NatWest credit card customers.
Online Banking available to NatWest account customers who have a debit card.
Mobile app available to customers who use Online Banking and have a UK mobile number starting 07.


Credit card information

Avoiding credit card fees & charges

Understand what fees and charges relate to your credit card account, and check our tips on how to avoid them. 

More about credit card fees & charges

Credit cards

Frequently asked questions

Credit cards

Looking for a credit card?

Our credit cards
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