Do we have a card to suit your needs?Our credit cards
Clear Rate Platinum Credit Card
A simple, low rate for all purchases and balance transfers, with no balance transfer fee. Annual fee applies.
Representative 11.1% APR (variable)
To apply you need to be aged 18 or over, UK resident and earn at least £10,000.
Credit card tools
Helping you decide
Use our Approval Indicator to see if you are likely to be approved for a NatWest credit card.
Or, find out how much you can afford to pay off your credit card balance with our interactive budget calculator.
Already have a NatWest credit card?
Got a NatWest current account and a credit card? Manage your money with our app.
MasterCard customers can now make great savings on some fantastic online deals.
Credit Card Online Services available to all personal and private NatWest credit card customers.
Online Banking available to NatWest account customers who have a debit card.
Mobile app available to customers who use Online Banking and have a UK mobile number starting 07.
Credit card information
Avoiding credit card fees & charges
Understand what fees and charges relate to your credit card account, and check our tips on how to avoid them.
Frequently asked questions
Can I use my NatWest credit card abroad?
Our credit cards are widely accepted at millions of overseas retailers and ATMs, so your money is easily accessible. To use your credit card, just look for the Visa and MasterCard logos in retailers or on cash machines next time you are abroad, then use your card as normal.
Payment Scheme Exchange Rates are set by Visa and MasterCard. Please note that currencies fluctuate everyday. NatWest credit card transactions in a foreign currency incur a 2.75% Non-Sterling Transaction Fee.
I've had my card lost or stolen, what do I do?
Call us immediately on:
Accounts in England & Wales
0870 600 0459 (or +44 1268 500 813)
Accounts in Scotland
0800 056 4386 (or + 44 1183 732 674).
We’re open 24 hours a day.
Got NatWest Card Protection? Call 0800 677 677.
Customers with hearing and speech impairments can contact us by Minicom number 0800 404 6161. Calls may be recorded.
I want to make a payment to my card, where do I go?
You can make payments to your credit card in a number of ways.
Find out more about paying your credit card bill.